Cerebral connects your accounts, shows you what's quietly draining your money, and gives you the next move — before the month gets away from you.
Built for Canadians who earn decent money and still wonder why the account is always flat.
You get paid. Bills come out. Small purchases add up. A subscription renews. The credit-card balance creeps. By the time you look, it already happened.
Connect once. Cerebral does the sorting, the noticing and the maths — you just decide.
Link your chequing, savings and credit accounts from supported Canadian institutions through Plaid. Read-only — Cerebral can't move money and never sees your banking password.
Cerebral sorts every transaction, surfaces the subscriptions you're paying for, and flags what changed since last month.
Get a short list of specific moves — not a dashboard to interpret. You make the call.
The kind of thing Cerebral tells you, in plain language.
Examples for illustration — your figures come from your own accounts.
Ask it plainly. “Where did my money go this month?” “How much did I spend eating out?” “Why is my credit-card balance growing?” It answers from your actual transactions, not generic advice.
An emergency fund, a trip, a new laptop. Set the goal and track it alongside everything else — so progress sits next to the spending that affects it.
Cerebral sorts your spending automatically and learns when you correct it, so the categories match how you actually live. Then it highlights what genuinely changed — not every purchase.
Cerebral can't move money. It reads your transactions and balances, nothing more, and never sees your banking password.
Connected through Plaid. Encrypted in transit, with sensitive fields encrypted at rest. Disconnect an institution or delete your account whenever you want.
Cerebral explains what changed and what deserves your attention. It doesn't score you, and it doesn't tell you off.
Canadian dollars, Canadian merchants and Canadian institutions — down to knowing which providers make you phone in to cancel.
Join the private beta and help shape an assistant built for how Canadian paycheques, bills and credit actually work.
Cerebral
Awareness is wealth.